The Frictionless Economy

There are many reasons why Amazon, Uber, Air bnb, Netflix and Google have built such successful business models. A key contributor has been their ability to increase convenience for consumers and create an experience which has less friction, than the business model they disrupted. A mundane example of frictionless is me buying coffee at the… Continue reading The Frictionless Economy

The Future of Banking

What would Banking look like in 2030? One possible scenario is the Banking industry performing the role of a Life Concierge for its customers. A concierge helps us achieve an objective by understanding our needs, curating a set of options to meet that need and by delivering to us our chosen option, whilst ensuring a… Continue reading The Future of Banking